... summed up horribly accurately in a joke (which I got from my friend Joanna and which is I believe a British version of an American gag, not that that reduces its pertinence):
A banker, a Daily Mail reader and someone on benefits are sitting around a table with twelve biscuits. The banker takes eleven. He then leans forward, points at the person receiving benefits and whispers to the Mail-reader "I'd keep your eye on him; he's after your biscuit."
